Laura Sharman 16 February 2021

Pandemic pushes 450,000 families into housing debt, says report

Pandemic pushes 450,000 families into housing debt, says report image

A further 450,000 families have fallen behind on their housing payments due to the impact of the pandemic, a think tank has warned today.

A report by the Resolution Foundation finds that overall, over 750,000 families are currently in arrears on their housing costs, with 300,000 of these families having dependent children.

It finds that while 10% of families with a mortgage have been able to secure a mortgage holiday, only 2% of social renters have successfully negotiated rent reductions over the pandemic period.

The report warns the Discretionary Housing Payments (DHPs) are failing to help a large number of people as they are not in receipt of Universal Credit or Housing Benefit.

The report calls on the Government to boost the DHP system to reach more families in need and introduce a tenant loan system for England.

Lindsay Judge, research director at the Resolution Foundation, said: 'Renters have been particularly badly hit. Many have taken huge hits to their earnings and have limited savings to fall back on. To make matters worse, measures that could ease the pressure, such as Discretionary Housing Payments from local authorities and negotiated rent reductions from landlords, are not getting through to those that need them.

'This situation will worsen without significant Government intervention. Ministers must take action by boosting the DHP system, and introducing a UK-wide tenant loan system, to ease the pressure on tenants, landlords and the courts.'

SIGN UP
For your free daily news bulletin
Highways jobs

Teacher of the Deaf (North East Essex)

Essex County Council
£34000.0000 - £54000.0000 per annum
Teacher of the Deaf (North East Essex)Permanent, Full TimeTeachers Pay and ConditionsLocation
Recuriter: Essex County Council

IT Support Officer - Rochford District Council

Essex County Council
Up to £15.9900 per hour
IT Support Officer - Rochford District Council Rochford, Essex Full-Time, Temporary - 37 hours per week 3-Month Contract £15.99 PAYE / £20.51 Umbrella England, Essex, Rochford
Recuriter: Essex County Council

Experienced Social Worker

Cheshire East Council
£43,149 - £49,658 per annum
Join a council that puts relationships at the heart of practice. Macclesfield/ Crewe
Recuriter: Cheshire East Council

Personal Advisor

Cheshire East Council
£32,578 - £35,570 per annum
Help shape brighter futures for care leavers Crewe, Cheshire
Recuriter: Cheshire East Council

Social Worker (Progressed)

Cheshire East Council
£40,444 - £43,149 per annum
Join our ambitious Children's Services team and help shape brighter futures for children and young people. Macclesfield, Cheshire
Recuriter: Cheshire East Council
Linkedin Banner