Ann McGauran 18 November 2021

Many of the poorest pensioners will face 'catastrophic' care costs

Many of the poorest pensioners will face catastrophic care costs image

Many of the poorest pensioners will pay the same for their care as richer people after the Government released more details of the new cap on home and care costs.

Analysts have said the change could save the Government hundreds of millions of pounds, but leave many poorer homeowners with ‘catastrophic costs’ including the need to sell their homes to cover the costs of long-term care.

Last night Prime Minister Boris Johnson was warned that MPs in ‘red wall’ seats could revolt when the changes are put to a Commons vote next week.

In September Mr Johnson announced both a 1.25% rise in national insurance  - known as the health and social care levy -  and a cap of £86,000 on the amount a person in England would pay for social care. The cap was expected to consist of all care costs, including means-tested council funding. But the Department of Health and Social Care said yesterday that only private contributions would count towards the cap.

Director of policy at the King’s Fund thinktank Sally Warren said that with the new Government model the state will contribute if assets are less than £100,000, ‘but the cap is set not on total care costs but on how much the individual spends [on their care].

‘They would still need to spend £86,000. This is barely better than the current system. The maximum exposure is £86,000 versus £92,000 under the current system.’

The Department of Health and Social Care has defended the change to a national newspaper, saying that it ‘will mean everyone is better off’ and that ‘compared to the current system more people will be supported with their social care costs, have greater certainty over what they need to pay and receive higher quality care’.

SIGN UP
For your free daily news bulletin
Highways jobs

Educational Psychologist (EP)

London Borough of Richmond upon Thames and London Borough of Wandsworth
£53,238 - £64,512 per annum
Educational Psychologist (EP)£53,2... Wandsworth, London
Recuriter: London Borough of Richmond upon Thames and London Borough of Wandsworth

HMO ASB OFFICER

Royal Borough of Greenwich
PO1 - £41,113 to £43,680
We are looking for three HMO Anti-Social Behaviour Officers to join our Private Housing London (Greater)
Recuriter: Royal Borough of Greenwich

South-East London Fostering Hub Programme Manager

Royal Borough of Greenwich
PO6 (£54,267 - £57,402)
The role will provide strong programme management oversight, ensuring projects are well planned, effectively delivered a London (Greater)
Recuriter: Royal Borough of Greenwich

Professional Educator (Part Time, 28 hours)

Royal Borough of Greenwich
PO6 - £54,267 to £57,402
We are looking for an experienced and enthusiastic Professional Educator to join our Quality Assurance and Workforce development Service. London (Greater)
Recuriter: Royal Borough of Greenwich

Principal Lawyer Litigation and Housing

Kirklees Metropolitan Council
£53,051 to £58,258
You will join a team of experienced Lawyers, Legal Officers, and Paralegals supported by a dedicated Business Support Team. Huddersfield, West Yorkshire
Recuriter: Kirklees Metropolitan Council
Linkedin Banner