William Eichler 22 April 2022

Social care cap amendment threatens ‘crippling care costs’

Social care cap amendment threatens ‘crippling care costs’  image
Image: Chinnapong/Shutterstock.com.

MPs in Yorkshire, the Midlands and North East should vote down the Government’s social care cap amendment to save their poorer constituents from ‘crippling care costs’, two leading health charities today warned.

Last year, the Government proposed a cap of £86,000 on the lifetime care costs that people face. But it also proposed amending the 2014 Care Act so that local authority support that people receive to help them meet their care costs would no longer count towards the cap.

The Health Foundation and the King’s Fund have warned that this amendment significantly reduces the benefits of the reforms for people with lower levels of wealth.

In particular, they argue that people in Yorkshire, the Midlands and the North East of England would see the biggest erosion of their protection against high care costs, as a result of the amendment.

Citing a joint Institute for Fiscal Studies (IFS) and Health Foundation report, the charities said that people spending ten years in residential care in the North East would spend an extra 6% of their assets on care, on average, as a result of the amendment. This is equivalent to an average increase in contribution of £5,700.

In Yorkshire and Humber, according to this research, people would spend an extra 5% of their assets, equivalent to £5,300, while in the Midlands there would be an increase in payments worth 4% of assets, equivalent to £4,600.

These increases compare to 2% in the South East and 1% in London, equivalent to £3,800 and £2,800 respectively.

Charles Tallack, director of data analytics at the Health Foundation, said: ‘The Government’s amendment represents a significant watering down of the pledge to protect people from catastrophic care costs.

‘At a time when the country is facing the biggest hit to household finances since the 1950s, Government should be looking to increase financial protection for poorer households. Yet this measure will disproportionally affect people with lower wealth and in poorer areas of the country. This is not levelling up: it’s unfair and a backwards step.’

Sally Warren, director of policy at The King’s Fund, said: ‘The Government’s change to the cap on social care costs is expected to save the Treasury money, but that saving comes at the expense of poorer people with lower levels of wealth and assets.

‘Many of those people will be wondering why the Prime Minister’s pledge that no one will have to sell their home to pay for their care no longer applies to them, whilst wealthier people are still protected from catastrophic care costs.’

A Department of Health and Social Care spokesperson said: 'The Health and Care Bill proposals provide a limit to the cost of care for everyone and strike the right balance between public contributions and people’s personal responsibility for planning for their care.

'They are necessary, fair and provide certainty and reassurance so people can both plan for their future and pass on more of what they have saved to their loved ones.'

For your free daily news bulletin
Highways jobs


Cambridgeshire County Council
£28,226 - £30,095
The Street Works Team currently has a vacancy for a Street Works Inspector. Cambridgeshire, Various places-working out of office base.
Recuriter: Cambridgeshire County Council

Purchase Ledger Officer

Telford & Wrekin Council
£19,312 - £19,698
The Revenues Service is looking to recruit a Purchase Ledger Officer to cover maternity leave in our busy Purchase Ledger team. Darby House, Telford
Recuriter: Telford & Wrekin Council

Specialist Behaviour and Inclusion Keyworker

City of Bradford MDC
£22,129 - £27,514 pa (Pro rata for Part Time Posts)
The role is to support parents/carers to implement changes in behaviour and lifestyle that improve outcomes for children and young people. Based at Specialist Behavioural Services
Recuriter: City of Bradford MDC

Legal Officer (Litigation)

City of Bradford MDC
£22,129 pa - £32,798 pa (starting salary dependent on experience)
We are looking to recruit to the above position to join our busy legal team. Based in City Hall, Bradford City Centre
Recuriter: City of Bradford MDC

Assistant Streetworks and Permitting Officer

Lincolnshire County Council
£21,269 - £23,953
Do you want to make a difference to how Street Works are managed within Lincolnshire? Lincoln, Lincolnshire
Recuriter: Lincolnshire County Council

Partner Content

Circular highways is a necessity not an aspiration – and it’s within our grasp

Shell is helping power the journey towards a circular paving industry with Shell Bitumen LT R, a new product for roads that uses plastics destined for landfill as part of the additives to make the bitumen.

Support from Effective Energy Group for Local Authorities to Deliver £430m Sustainable Warmth Funded Energy Efficiency Projects

Effective Energy Group is now offering its support to the 40 Local Authorities who have received a share of the £430m to deliver their projects on the ground by surveying properties and installing measures.

Pay.UK – the next step in Bacs’ evolution

Dougie Belmore explains how one of the main interfaces between you and Bacs is about to change.