William Eichler 18 December 2017

Pensioners face care home funding ‘lottery’

Pensioners face a care funding lottery, insurance company warns as FOI requests reveal ‘huge variation’ in how care homes are funded.

The mutual insurer Royal London sent freedom of information inquiries to 150 English councils with responsibility for funding social care and has received information from over 125 to date.

They discovered there was ‘huge variation’ in the amount local authorities were willing to pay towards care home costs and the extent to which people had to ‘haggle’ with their council to get a good deal.

Royal London identified three different approaches taken by local authorities to funding care.

One third of councils had a fixed ceiling for care home funding which they will not exceed regardless of actual care costs. 

Around half of the respondents had a limit which they routinely breached and the remaining councils said everyone was treated on a case-by-case basis.

Commenting on the findings, Steve Webb, director of policy at Royal London said: ‘We have uncovered a disturbing patchwork of support for people needing residential care, which varies hugely depending on where you live. 

‘The most worrying variation is the extent to which residents are expected to haggle with the council in some parts of the country. Whilst responding to individual needs and circumstances sounds like a good thing, it is very likely that older people who have vocal family members to support them will be able to strike a better deal. 

‘Local authorities must be very careful to ensure that they do not take advantage of the poor bargaining power of vulnerable elderly people, leading them to accept the cheapest care provision rather than the most suitable.’

Skills Pipelines: What local government needs to know image

Skills Pipelines: What local government needs to know

Councils and mayors are to be handed a central role in developing skills pipelines for local industries, as the Government unveils what it calls a ‘fundamental change’ to the education system aimed at tackling youth unemployment. Here's what council leaders and officers need to know.
SIGN UP
For your free daily news bulletin
Highways jobs

Executive Director for Place

Wokingham Borough Council
£148,609 per annum, plus benefits
As our Executive Director for Place, you will lead an outward looking and forward-thinking place-shaping agenda. Wokingham, Berkshire
Recuriter: Wokingham Borough Council

Service Director

South Gloucestershire Council
£100,289 to £109,445 per annum
South Gloucestershire is changing things for good. Gloucestershire
Recuriter: South Gloucestershire Council

Assistant Director, Development Management and Environment

Newham London Borough Council
£90k
Newham is entering an ambitious new chapter Newham, London (Greater)
Recuriter: Newham London Borough Council

Executive Director of Resources

West Northamptonshire Council
£151,368 - £161,559
West Northamptonshire is one of the UK’s newest and most ambitious councils. Northamptonshire
Recuriter: West Northamptonshire Council

Assistant Director, Regeneration and Growth

Newham London Borough Council
£100k
Newham is entering an ambitious new chapter Newham, London (Greater)
Recuriter: Newham London Borough Council
Linkedin Banner