Many people facing retirement have unrealistic expectations of the discounts and subsidies they will be entitled to, according insurance company Aviva.
It found one in seven UK adults in a survey thought they would not have to pay council tax and would receive social care or be looked after in a care home for free once retired.
One in four believed rail travel and glasses were free for retirees, while others expected to receive broadband, water rates and pet insurance without cost.
Alistair McQueen, head of savings and retirement at Aviva, said: 'Older generations benefit from a range of discounted or free products and services, but our research suggests many people expect these to be more generous than they actually are.
'Consumers leaning too heavily on incorrect assumptions about subsidies and discounts may be in for an unpleasant surprise when the financial realities of retirement finally dawn.'
