William Eichler 02 September 2025

Millions at risk of council tax debt, report warns

Millions at risk of council tax debt, report warns image
Council tax bill © Yau Ming Low / Shutterstock.com.

One in four UK adults fear they will be unable to pay their council tax over the next six months, new research from StepChange Debt Charity reveals.

Polling by YouGov found that 12 million people are worried about keeping up with payments, with 70% citing rising living costs as the main reason.

Already, 1.6 million people are behind on council tax, while total arrears have soared to £6.6bn – up £600m in the past year and 50% higher than before the pandemic.

StepChange’s client data shows council tax is now the second most common type of arrears, with 35% of clients struggling and average debts reaching £2,129 – almost double 2019 levels.

The charity warns that outdated enforcement rules worsen the problem, as councils can demand a full year’s bill after a single missed payment, a practice that leaves many at risk of deeper financial hardship.

SIGN UP
For your free daily news bulletin
Highways jobs

Senior Support Worker - DBIT West

Essex County Council
£26284.0000 - £33256.0000 per annum
Senior Support Worker - DBIT WestPermanent, Full Time£26,284 to £33,256 per annumLocation
Recuriter: Essex County Council

Team Leader LGV Driver

Wakefield Council
G6 SCP 12 £28,598 - SCP 18 £31,537
Are you passionate about making a different to our citizens and the district that they reside in? Wakefield, West Yorkshire
Recuriter: Wakefield Council

Strategy and Performance Assistant

North Yorkshire Council
£31,537 - £34,434
We’re looking to recruit a Strategy and Performance Assistant to strengthen our Corporate Strategy and Performance team. Northallerton, North Yorkshire
Recuriter: North Yorkshire Council

Pest Control Officer

North Yorkshire Council
£31,537 - £34,434 per annum
We are looking for a dedicated and professional Pest Control Officer to join our Commercial Pest Control Team Malton, North Yorkshire
Recuriter: North Yorkshire Council

Lawyer

Durham County Council
£47,181 to £51,356 p.a. (Grade 13)
Are you looking to progress your legal career in child protection work? If so, we are seeking a Lawyer to join our Children’s Social Care Team within Durham
Recuriter: Durham County Council
Linkedin Banner