William Eichler 02 September 2025

Millions at risk of council tax debt, report warns

Millions at risk of council tax debt, report warns image
Council tax bill © Yau Ming Low / Shutterstock.com.

One in four UK adults fear they will be unable to pay their council tax over the next six months, new research from StepChange Debt Charity reveals.

Polling by YouGov found that 12 million people are worried about keeping up with payments, with 70% citing rising living costs as the main reason.

Already, 1.6 million people are behind on council tax, while total arrears have soared to £6.6bn – up £600m in the past year and 50% higher than before the pandemic.

StepChange’s client data shows council tax is now the second most common type of arrears, with 35% of clients struggling and average debts reaching £2,129 – almost double 2019 levels.

The charity warns that outdated enforcement rules worsen the problem, as councils can demand a full year’s bill after a single missed payment, a practice that leaves many at risk of deeper financial hardship.

SIGN UP
For your free daily news bulletin
Highways jobs

School Crossing Patrol Officer

Essex County Council
Up to £13.4600 per hour
School Crossing Patrol Officer Chelmsford, Essex Part-Time, Temporary 7.5 hours per week, term-time only Up to 6 Months £13.46 PAYE / £17.24 Umbrella England, Essex, Chelmsford
Recuriter: Essex County Council

Deputy Team Manager - Older Adults Mental Health

Essex County Council
£48205 - £57988 per annum + Flexible Working, Hybrid Working
Interviews will be held in person at Rowan House, Colchester on 6th May 2026.The TeamWe are a committed team working with adults aged 65 years plus a England, Essex, Colchester
Recuriter: Essex County Council

Adults Social Worker - Learning Disability & Autism

Essex County Council
£38487 - £51834 per annum + Flexible Working, Hybrid Working
This is a 12 month fixed term contract or secondment opportunity.We're an adult social care service that wants to see citizens of Essex have as much England, Essex, Chelmsford
Recuriter: Essex County Council

Caseworker (Pharmacy Liasion)

Middlesbrough Council
£31,022 - £32,597
We have an exciting role on offer within our Public Health service as a Caseworker (Pharmacy Liason). Middlesbrough, North Yorkshire
Recuriter: Middlesbrough Council

Carers and Co-production Practice Development Lead

Middlesbrough Council
£41,771 - £44,075
We have an exciting role on offer within our Quality and Practice team as a Carers and Co-production Practice Development Lead. Middlesbrough, North Yorkshire
Recuriter: Middlesbrough Council
Linkedin Banner