William Eichler 02 September 2025

Millions at risk of council tax debt, report warns

Millions at risk of council tax debt, report warns image
Council tax bill © Yau Ming Low / Shutterstock.com.

One in four UK adults fear they will be unable to pay their council tax over the next six months, new research from StepChange Debt Charity reveals.

Polling by YouGov found that 12 million people are worried about keeping up with payments, with 70% citing rising living costs as the main reason.

Already, 1.6 million people are behind on council tax, while total arrears have soared to £6.6bn – up £600m in the past year and 50% higher than before the pandemic.

StepChange’s client data shows council tax is now the second most common type of arrears, with 35% of clients struggling and average debts reaching £2,129 – almost double 2019 levels.

The charity warns that outdated enforcement rules worsen the problem, as councils can demand a full year’s bill after a single missed payment, a practice that leaves many at risk of deeper financial hardship.

SIGN UP
For your free daily news bulletin
Highways jobs

Director of Social Work and Social Care

Trafford Council
£100,731 to £104,625
You will join a values-driven senior leadership team, providing visible and responsive leadership. Manchester
Recuriter: Trafford Council

Housing Ombudsman

Housing Ombudsman Service
£130,095 per annum, negotiable based on experience.
The Housing Ombudsman Service allows colleagues to choose if they wish to work in the London office, from home or a hybrid of the two London (Greater)
Recuriter: Housing Ombudsman Service

Housing Repairs Technician - Heating Engineer

Ashfield District Council
£32,061 - £34,434 Per annum
We are looking for a qualified Heating Engineer to undertake repairs and maintenance work Sutton-In-Ashfield, Nottinghamshire
Recuriter: Ashfield District Council

Health and Safety Trainer (CDC)

City Of Doncaster Council
Grade 8 £33,708 - £37,399
This is a great opportunity to join the City of Doncaster’s Health, Safety and Training team. Doncaster, South Yorkshire
Recuriter: City Of Doncaster Council

Social Media and Web Assistant (CDC)

City Of Doncaster Council
Grade 6, £25,981- £26,815
We’re looking for a creative and enthusiastic digital communicator to join our team. Doncaster, South Yorkshire
Recuriter: City Of Doncaster Council
Linkedin Banner