William Eichler 02 September 2025

Millions at risk of council tax debt, report warns

Millions at risk of council tax debt, report warns image
Council tax bill © Yau Ming Low / Shutterstock.com.

One in four UK adults fear they will be unable to pay their council tax over the next six months, new research from StepChange Debt Charity reveals.

Polling by YouGov found that 12 million people are worried about keeping up with payments, with 70% citing rising living costs as the main reason.

Already, 1.6 million people are behind on council tax, while total arrears have soared to £6.6bn – up £600m in the past year and 50% higher than before the pandemic.

StepChange’s client data shows council tax is now the second most common type of arrears, with 35% of clients struggling and average debts reaching £2,129 – almost double 2019 levels.

The charity warns that outdated enforcement rules worsen the problem, as councils can demand a full year’s bill after a single missed payment, a practice that leaves many at risk of deeper financial hardship.

SIGN UP
For your free daily news bulletin
Highways jobs

Cleaner

Durham County Council
£24,796 (Pro rata)
Cleaner Grade 1, £24,796 (Pro rata) Permanent, part time. 12.5 hours per week Currently 3.30pm to 6pm Monday to Friday (subject to change depending on Durham
Recuriter: Durham County Council

Outreach Support Assistant

Durham County Council
£32,597 - £36,363
Outreach Support Assistant x 6 Grade 8, £32,597 - £36,363 Permanent, full time. Required to start ASAP.   We are seeking to appoint to the Secondary O Ferryhill
Recuriter: Durham County Council

Tenant Support

Durham County Council
Grade 2 - £24,796 - £25,185 (pro-rata)
If you have elderly friends and relatives, you will understand the value they place on independence. This role will give you the opportunity to work Consett
Recuriter: Durham County Council

Home Care and Support Worker

Durham County Council
Grade 4 - £25,583 - £26,824 (pro-rata)
We currently have multiple vacancies available including permament part time and a casual role. If you have elderly friends and relatives, you will u Consett
Recuriter: Durham County Council

Data Science and Innovation Officer

Durham County Council
Grade 12 £44,075 to £48,226 per annum
We are looking to appoint two enthusiastic, hardworking, and motivated Data Scence and Innovation Officers to join Durham’s Data & Insight service. On Spennymoor
Recuriter: Durham County Council
Linkedin Banner