Low-paid workers are facing increasing problems finding a home to buy and new options including shared ownership should be considered, according to housing experts.
The National Housing Federation says house prices in England more than doubled between 2002 and 2016 while salaries only increased by 38%.
It says there is now only one local authority in England -- Burnley -- where a low-income worker such as a nursery nurse could afford an average mortgage worth less than five times their annual income.
The report identifies three occupational groups including customer services, caring and leisure -- whose 'experience of the housing market is characterised by a distinct lack of choice'.
It says house prices are now 12 times the salary of a low-income worker and in London and the South East rent typically takes up more than 50% of their pay.
There is no region where a low-paid worker pays less than 30% of their income to rent privately.
The federation's chief executive David Orr said: 'It is crucial that we create more choice for those who are just about managing in low paid jobs - the housing market is simply not working for people on low incomes.
'We know that the nation needs to get building again, but we need to think outside of just new homes for market rent and sale.
'Affordable rent, shared ownership and other innovative housing association products are the way to go.'
